Taking the Mystery Out of Retirement Plans

by Craig Hunt, Assoc. Editor; Civil Engineering, Reston, VA,

Serial Information: Civil Engineering—ASCE, 1999, Vol. 69, Issue 11, Pg. 66-68

Document Type: Feature article


Less than a third of workers at small firms with 100 or fewer employees have a job-sponsored retirement plan, far fewer than that of bigger firms. A survey by the Employee Benefit Research Institute in Washington, D.C., found that reasons ranged from revenue uncertainty to employee-related issues to administrative burdens. It also revealed that many small businesses are not aware of the various retirement plans available that could address some of these problems. The accompanying sidebar article shows the advantages and basic requirements of several retirement plans specifically designed to meet the needs of small firms and their employees.

Subject Headings: Employees | Labor | Surveys (non-geomatic) | Revenues | Uncertainty principles | Small business

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