Wind Endurance

by Paul Devlin, Counsel; Inst. of Business and Home Safety, Boston, MA,

Serial Information: Civil Engineering—ASCE, 1997, Vol. 67, Issue 12, Pg. 60-62

Document Type: Feature article


Although property casualty insurance companies are interested in a building's resistance to intense winds, risk underwriters traditionally take into account few, if any, wind-performance characteristics. Actuaries, however, cannot develop credible rating information for wind exposure, because they lack wind-specific data on buildings. Instead, they incorporate fire-protection ratings into wind performance ratings. With the help of structural engineers, more accurate wind performance data could lead to new insurance ratings for wind damaged buildings.

Subject Headings: Ratings | Wind engineering | Insurance | Load and resistance factor design | Wind loads | Fires | Damage (structural) | Structural behavior

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